Nearly forty percent of Americans die intestate, and many of them leave a legacy of problems for their family and finances. More Details

The odds of needing long-term care increase as you grow older, and in-home care, nursing home care, and assisted-living costs continue to escalate. If you were to need long-term care, would you be able to meet the expense? More Details

The term "stretch IRA" has become a popular way to refer to an IRA (either traditional or Roth) with provisions that make it easier to "stretch out" the time that funds can stay in your IRA after your death, even over several generations. It's not a special IRA, and there's nothing dramatic about this "stretch" language. Any IRA can include stretch provisions, but not all do. More Details

You'll get a bigger check every month if you delay collecting your Social Security retirement benefit. How much bigger depends on which year you reach full retirement age, and how long you postpone collecting benefits. More Details

Every year, about three months before your birthday, the Social Security Administration (SSA) will mail you a Social Security Statement that summarizes your earnings and estimates your future benefits. This statement is a valuable resource for financial planning purposes. More Details